Rooted in the Coast. Independent by Choice. Here Since 2013.

Serving Garden City, Myrtle Beach, and the entire South Carolina coast — from oceanfront properties to homes 20 miles inland — with personal coverage, life and health plans, and Medicare guidance from local agents who've lived and worked here since 2013.

Why We Started — and Why It Still Matters

In 2013, Safe Haven Insurance Group opened its doors in Garden City with a straightforward idea: coastal families deserve an insurance agency that understands their risks, speaks plainly about coverage, and isn't locked into one carrier's product shelf.



The Grand Strand and surrounding communities face insurance challenges most inland agencies never encounter. Flood exposure. Wind and hail vulnerability. Hurricane season. Carrier appetite that shifts from year to year. Navigating that landscape takes local knowledge you can only build by living and working here — and we've been doing exactly that for over a decade.

What It Means to Be Independent

As an independent agency, we're not tied to any single insurance company. We work with dozens of carriers — including Charleston-based Johnson & Johnson and many others with deep roots in the South Carolina market — which means we can shop your coverage across multiple options and recommend what actually fits your situation.


A captive agent can only offer what their one company sells. We can offer what's right for you.



  • Access to dozens of carriers across personal, life, health, and Medicare lines
  • No pressure to fit your needs into a single company's products
  • Objective guidance based on your coverage goals, not a sales quota
  • Long-term carrier relationships that help when you need to file a claim

We Know This Coast — and We Know What Can Go Wrong Here

Coastal South Carolina is a beautiful place to live. It's also one of the more complex insurance environments in the country. Over the past 13 years, we've helped clients from Garden City to Georgetown, Pawleys Island to North Myrtle Beach, navigate coverage questions that most agencies never deal with.


We understand the National Flood Insurance Program and private flood alternatives. We know which carriers participate in the SC Wind Pool and how to structure a policy that holds up when a storm rolls through. We've helped snowbirds, retirees, vacation rental owners, landlords, and longtime locals find coverage that fits their lives — not just their zip codes.


That experience doesn't come from a training manual. It comes from 13 years of working in this market, for this community.

A Team Built Around Accessibility

We work with a wide range of clients — retirees making their first Medicare decision, new homeowners navigating flood zone requirements, families planning for the future. Plain-English explanations aren't a courtesy here; they're how we do business.


Our team also includes multilingual capabilities, so language is never a barrier to getting the right coverage. Whether you prefer to meet in person at our Garden City office, connect by phone, or schedule a time online, we're here in the way that works best for you.


Thirteen Years of Five-Star Service Along the Grand Strand

We've earned a 4.8-star rating across more than 100 Google reviews — not because we ask clients to leave them, but because we show up when it counts. When a claim needs to be filed, when a renewal comes back higher than expected, when a carrier stops writing in your area, we're the agency picking up the phone.


That track record is the most honest thing we can tell you about who we are.

Frequently Asked Questions About Safe Haven Insurance Group

  • How long has Safe Haven Insurance Group been in business?

    FIG is an independent agency that works for you — not the insurance companies. Since 1981, we’ve prioritized personal service, comparing multiple carriers to find the best coverage at the best value. With real agents, tailored advice, and long-term support, we go beyond policies to build trusted relationships.

  • Is Safe Haven Insurance an independent agency?

    We’ve been serving Maryland and surrounding areas since 1981. With over 40 years of experience, FIG has built a strong reputation for dependable service and expert insurance guidance.

  • What areas does Safe Haven Insurance serve?

    We specialize in matching clients with the right coverage — whether it’s auto, home, renters, life, commercial, or specialty insurance. Our team includes experts across all categories to ensure you get the most suitable protection.

  • Does Safe Haven Insurance work with older adults and retirees?

    Absolutely. At FIG, we believe in lasting relationships. You’ll work with a dedicated agent who understands your needs and is there for you through every change, claim, and renewal.

  • What types of insurance does Safe Haven Insurance offer?

    We cover personal insurance (homeowners, flood, auto, and more), life and health insurance, and Medicare plans. As an independent agency, we can help with nearly any personal lines coverage need under one roof.

Ready to Talk With a Local Agent Who Knows This Coast?

Safe Haven Insurance Group is an independent insurance agency licensed in South Carolina and North Carolina, serving coastal communities since 2013. Our team holds active licenses across personal lines, life and health, and Medicare — and brings over a decade of hands-on experience navigating the coverage challenges specific to this coast. To learn more about the people behind the agency, visit our About page or stop by our office at 671 Jamestown Drive, Suite 207, Garden City, SC.