Serving Coastal South Carolina — From the Grand Strand to the Lowcountry

Independent insurance coverage for the communities we call home, within an 80-mile stretch of the South Carolina coast.

Every City We Serve Along the Coast

Whether you own a home on the waterway, rent a condo near the beach, or drive a golf cart through a coastal community, we have coverage options built for the way people actually live here.

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Garden City

Our home base. We've helped Garden City homeowners, condo owners, and seasonal property holders navigate coastal coverage for over a decade.

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Myrtle Beach

From primary residences to vacation rentals, Myrtle Beach property owners face unique wind, flood, and liability exposures. We know this market well.

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North Myrtle Beach

Oceanfront and waterway properties in North Myrtle Beach need coverage that keeps pace with the coast. We help owners here find the right fit.

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Murrells Inlet

The Seafood Capital of South Carolina is also home to a growing year-round community. We serve Murrells Inlet residents across home, auto, life, and Medicare.

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Surfside Beach

Surfside Beach homeowners and seasonal property owners trust us for homeowners, flood, and wind coverage tailored to this stretch of the Grand Strand.

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Pawleys Island

Pawleys Island properties carry a distinct set of coastal risks. We help residents and rental owners here build coverage that reflects the real value of what they own.

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Litchfield

From Litchfield Beach to the surrounding community, we work with homeowners and families who want a local agency that understands this part of the coast.

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Georgetown

Georgetown's historic properties and waterfront homes have specific coverage needs. We've helped Georgetown residents find the right carriers for over a decade.

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Little River

At the northern edge of our service area, Little River residents have access to the full range of Safe Haven's personal, life, and Medicare coverage options.

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Charleston

We serve the Charleston area with the same coastal knowledge and carrier relationships that have defined our work on the Grand Strand for 13 years.

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Hilton Head

Hilton Head's resort communities and primary residences face some of the highest coastal exposure in South Carolina. We help owners here get coverage that holds up.

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Beaufort

Beaufort's Lowcountry geography brings flood, wind, and waterfront risks that require a carrier-independent perspective. We're here to help.

What to Expect When You Work With Us

  • Independent agency — we represent multiple carriers, not just one
  • 13 years of coastal South Carolina coverage experience
  • 4.8-star Google rating across 100+ client reviews
  • Personal lines, life and health, and Medicare all under one roof
  • Plain-English guidance with no pressure and no jargon
  • Appointments available by phone, in person, or online

Frequently Asked Questions About Our Service Area

  • What areas does Safe Haven Insurance Group serve?

    We serve coastal South Carolina from Little River in the north to the Charleston, Hilton Head, and Beaufort area in the south — roughly an 80-mile coastal radius centered on our Garden City office. Our core markets include the Grand Strand communities of Myrtle Beach, North Myrtle Beach, Surfside Beach, Murrells Inlet, Pawleys Island, Litchfield, and Georgetown, along with the Lowcountry markets we're actively growing into.


  • Do I need to come into your office to get a quote?

    We’ve been serving Maryland and surrounding areas since 1981. With over 40 years of experience, FIG has built a strong reputation for dependable service and expert insurance guidance.

  • Is Safe Haven Insurance licensed in North Carolina?

    We specialize in matching clients with the right coverage — whether it’s auto, home, renters, life, commercial, or specialty insurance. Our team includes experts across all categories to ensure you get the most suitable protection.

  • What types of insurance do you offer across your service area?

    Absolutely. At FIG, we believe in lasting relationships. You’ll work with a dedicated agent who understands your needs and is there for you through every change, claim, and renewal.

  • How do I get started with a local agent in my area?

    We do. Boat insurance, golf cart insurance, motorcycle insurance, RV insurance, and ATV insurance arThe easiest way is to request a free consultation or call us directly at 843-839-1010. You can also click your city above to go to a page built specifically for your area, with coverage details and a direct quote request.e all part of our personal lines offering. These are common needs along the Grand Strand, and we make it easy to add recreational coverage alongside your home and auto policies.


Ready to Talk With a Local Agent?

We've been helping coastal South Carolina families and property owners find the right coverage since 2013. Reach out today — there's no pressure, no jargon, and no obligation.